Fixed Deposit Accounts

FINANCIAL CREDIT BUREAU — Registered in Canada since 2015

Grow your money with confidence. Our Fixed Deposit accounts offer guaranteed returns, capital protection, and flexible terms — ideal for individuals and businesses looking to maximize idle funds.

Key Features

  • Guaranteed Returns – Earn a fixed interest rate for the entire term, with no market risk
  • Flexible Terms – Choose from 3, 6, 12, 24, or 36 months to match your goals
  • Competitive Rates – Higher interest than regular savings, with rates locked in on day one
  • Auto-Renewal Option – Rollover principal + interest, or receive payout at maturity
  • Business & Personal – Available for individuals, families, and corporations

How It Works

  1. Select Term & Amount – Minimum deposit starts at $1,000 CAD or equivalent
  2. Lock Your Rate – Your interest rate is guaranteed for the full term
  3. Earn Passively – Interest accrues and is paid at maturity or annually for longer terms
  4. Withdraw at Maturity – Receive principal + interest directly to your linked account

Why Choose Our Fixed Deposits

  1. Canadian Security Standards – Registered since 2015 with strong compliance and data protection
  2. Capital Protection – Your principal is secure for the full term
  3. Transparent Terms – No hidden fees, clear early-withdrawal policy
  4. Integrated Services – Easily link to your savings account, loans, or remittance services

Sample Rates

Term Annual Interest Rate*
3 Months 3.25%
6 Months 3.75%
12 Months 4.50%
24 Months 4.75%
36 Months 5.00%

*Rates are illustrative. Contact us for current rates and minimums.

Early Withdrawal: Available with notice. Interest adjustment may apply as per terms.

Start Earning More Today
Lock in your rate with FINANCIAL CREDIT BUREAU and let your money grow securely.